TERMS AND CONDITIONS OF USE

Summit Judgement Solutions

Effective Date: November 4, 2026

These Terms and Conditions ("Terms") govern your access to and use of the website located at https://summitjudgements.com (the "Website"), operated by Summit Judgment Solutions ("Company," "we," "us," or "our").

By accessing or using this Website, you agree to be legally bound by these Terms. If you do not agree, you must not use the Website.

1. Purpose of the Website

This Website is provided for general informational purposes and to allow users to:

Learn about the services offered by Summit Judgement Solutions.

Submit inquiries regarding available services.

Access information concerning judgment-related matters and available resolution pathways.

Obtain contact and communication support information.

Access account-related information when such functionality is available.

Information provided through this Website is not intended to substitute for professional legal, financial, or credit advice.

2. No Advice Disclaimer

Information provided on this Website is for general informational purposes only and does not constitute legal, financial, or credit advice.

Summit Judgement Solutions does not represent that information provided through this Website constitutes legal advice or establishes an attorney-client relationship.

Users should consult appropriately qualified professionals before making legal or financial decisions.

3. Changes to Terms

We may modify these Terms at any time. Updated Terms will be posted on the Website with a revised effective date.

Notice of material changes will remain available for at least 60 days.

Your continued use of the Website following any posted changes constitutes acceptance of the revised Terms.

4. Use of Website

You agree to use this Website only for lawful purposes and in a manner that does not:

Violate any applicable laws or regulations.

Infringe upon the rights of others.

Interfere with or disrupt Website functionality.

Attempt unauthorized access to systems, accounts, or data.

Misrepresent your identity or submit false or misleading information.

Use the Website for fraudulent or otherwise unlawful activities.

Unauthorized use of this Website may result in restricted access or legal action.

5. No Reliance on Information

Content on this Website may be updated, modified, or removed at any time without notice.

We do not guarantee the accuracy, completeness, or timeliness of any content.

Information concerning judgments, recovery processes, account matters, or available services may vary depending on individual circumstances and applicable laws.

Use of Website information is at your own risk.

6. Account Access and External Services

Summit Judgement Solutions may provide links to external systems, account portals, document management services, or payment processing platforms.

These systems may be operated by independent third-party providers and are subject to their respective terms, conditions, and privacy practices.

Summit Judgement Solutions is not responsible for the operation, availability, security, or content of third-party systems except as otherwise required by applicable law.

7. Intellectual Property

All Website content, including text, graphics, design, layout, logos, trademarks, and other materials, is owned by Summit Judgement Solutions or its licensors and protected by applicable intellectual property laws.

Limited License: You are granted a limited, revocable, non-exclusive, non-transferable license to access and use the Website for lawful personal or business informational purposes.

Restrictions: You may not, without prior written consent:

Copy, reproduce, distribute, or modify Website content.

Create derivative works from proprietary materials.

Frame, scrape, harvest, or extract Website data.

Create links or representations implying endorsement or affiliation without authorization.

Remove copyright, trademark, or other proprietary notices.

8. User Submissions

Information submitted through the Website may be used to respond to inquiries, evaluate service requests, communicate with users, or provide relevant support.

Users should avoid submitting sensitive personal, financial, or confidential information through unsecured communication channels.

Although reasonable measures may be used to protect submitted information, Summit Judgement Solutions does not guarantee the security of information transmitted over the internet.

By submitting non-confidential feedback, suggestions, or other general materials, you grant Summit Judgement Solutions a non-exclusive, worldwide, royalty-free license to use, reproduce, and modify those materials for lawful business purposes.

This license does not override applicable privacy laws or authorize unrestricted use of personal, financial, or confidential account information.

9. Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SUMMIT JUDGEMENT SOLUTIONS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED,

INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, AND SYSTEM INTEGRATION OR SECURITY.

WE DO NOT GUARANTEE THAT THE WEBSITE WILL BE ERROR-FREE, SECURE, OR UNINTERRUPTED.

NO INFORMATION PROVIDED THROUGH THE WEBSITE CONSTITUTES A GUARANTEE OF ANY PARTICULAR JUDGMENT-RELATED, FINANCIAL, OR LEGAL OUTCOME.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, SUMMIT JUDGEMENT SOLUTIONS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS OR DATA, ARISING FROM OR RELATED TO YOUR USE OF THE WEBSITE.

To the extent permitted by applicable law, our total liability arising solely from use of the Website shall not exceed the amount paid, if any, specifically for access to the Website.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

11. Third-Party Links

The Website may contain links to third-party websites, service providers, resources, or platforms for convenience.

Summit Judgement Solutions does not control or necessarily endorse these websites and is not responsible for their content, policies, security, or practices.

Users should review the applicable terms and privacy policies of third-party websites before providing information or engaging in transactions.

12. Privacy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

Information submitted through the Website will be handled in accordance with the Privacy Policy and applicable laws.

13. Governing Law and Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of California, without regard to conflict of law principles.

Subject to applicable law, disputes arising from use of the Website shall be resolved in the appropriate state or federal courts located in Riverside Co, California.

Nothing in this provision limits any rights or remedies that cannot lawfully be waived.

14. International Use

This Website is operated from the United States.

We make no representation that the Website is appropriate or available for use outside the United States.

Users accessing the Website from other jurisdictions are responsible for compliance with applicable local laws.

15. Termination

We reserve the right to suspend or terminate access to the Website at any time, with or without notice, for violations of these

Terms or other lawful reasons.

Termination of Website access does not automatically terminate any separate contractual obligations between Summit Judgement Solutions and its clients or service providers.

16. Severability and Waiver

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Failure to enforce any provision does not constitute a waiver of the right to enforce that provision in the future.

17. Entire Agreement

These Terms, together with the Privacy Policy and any applicable legal notices posted on the Website, constitute the entire agreement between you and Summit Judgement Solutions regarding Website use.

Any separate written service agreement entered into between Summit Judgement Solutions and a client shall govern the specific services covered by that agreement.

18. SMS Messaging Program

Summit Judgment Solutions offers an optional SMS messaging program for individuals who expressly consent to receive text messages.

Message Types: Messages may include responses to inquiries, consultation follow-ups, appointment confirmations and reminders, and service-related notifications.

Consent: By providing your telephone number and selecting the optional SMS consent checkbox on our Website, you agree to receive text messages from Summit Judgment Solutions concerning the purposes disclosed at the time of consent. SMS consent is not required to submit an inquiry or purchase services.

Message Frequency: Message frequency varies depending on your inquiries, appointments, and service-related interactions.

Message and Data Rates: Message and data rates may apply depending on your mobile carrier and service plan.

Opt-Out Instructions: You may unsubscribe from SMS communications at any time by replying STOP to any message. You may receive a final confirmation message. Additional messages under that subscription will not be sent unless you opt in again.

Help and Support: Reply HELP to any message for assistance. You may also contact us at (866) 340-0245 or [email protected].

Carrier Disclaimer: Mobile carriers are not liable for delayed or undelivered messages.

Privacy and Information Sharing: We do not sell or share mobile phone numbers, SMS opt-in information, or SMS consent records with third parties or affiliates for their independent marketing purposes. Information collected through our messaging program is handled according to our Privacy Policy.

Changes to SMS Terms: We may update these messaging terms periodically. Changes will be published on this Website with an updated effective date.

19. Contact Information

Summit Judgment Solutions

Website: https://summitjudgments.com/

Business Address: 26025 Newport Rd Ste F273, Menifee California 92584

Phone: (866) 340-0245

Email: [email protected]

For questions concerning these Terms and Conditions, please contact Summit Judgement Solutions using the information provided above.

Summit Judgement Solutions provides judgment-related services subject to applicable laws, contractual arrangements, and service limitations. Services and outcomes may vary based on individual circumstances. No particular recovery, collection, enforcement, or resolution outcome is guaranteed.